Parents want what’s best for their children. That’s a given. Life can be unexpected. That’s also a given.
If you’re pregnant or hoping to get pregnant, you know the months before delivery and the months after spent bonding with your little bundle of joy can be filled with raw emotions of love, tenderness, anxiety, hope, excitement, happiness, and fear. And you’ve got plenty on your plate as it is. But it is because of this new life you’re bringing into the world that you need to think about the future.
If you haven’t started looking into life insurance for your family, why don’t you start today? Sitting down to compare life insurance plans and make an informed decision, is so very important for you and your family.
Let’s dive into some details you should know.
Health concerns to be aware of
Taking care of yourself during pregnancy and after the birth can be challenging. There is so much conflicting advice from medical professionals, not to mention every mum blogger with an opinion out there.
You may not necessarily be aware of the pre-existing conditions that need to be monitored early on in the pregnancy. There are numerous health-related conditions that can possibly occur.
These include but are not limited to:
- High blood pressure or preeclampsia
- Gestational diabetes
- Difficulties from a previous pregnancy
Preconception counseling, prenatal screening, and a diagnosis are a few ways in which the risks can be reduced. But these services cost money and can put a strain on any family’s budget.
This is where life insurance comes in
Life insurance gives your family financial security should something happen to yourself or your child. While this is something absolutely no one wants to think about, we all owe it to our families to do what we can to secure their future.
Many expectant mothers worry that UK insurers will not accept pre-existing conditions but that is not always the case. Depending on your health and medical history, you can find a policy at standard or preferred premium rates. In fact, with us, being pregnant doesn't affect your rates at all.
How about you create an online account with us at Bequest, get your questions answered, and let us help keep your family protected.
Applying during pregnancy
Ideally, you should start looking at insurance plans today, but applying early on in your pregnancy can help you get the best policy and rate with certain insurers. Make sure you find a policy that best fits your growing family’s needs.
In your search for life insurance cover, look for a policy that includes:
- all three trimesters 🤰🏽
- a broad range of pre-existing conditions ⚕️
- possible post-pregnancy complications 👶🏽
We understand that life insurance can be a scary thought, even under normal circumstances. But should the unexpected occur, you can have peace of mind knowing your family is cared for financially. At Bequest, we cover mothers and those who are looking to get pregnant and those who are pregnant.
We strive to help you make financial decisions about your family’s future with confidence. Our team is here to make the process as simple and secure as possible, so you can enjoy your family with the comfort and security of knowing they will receive the care they deserve.