At Bequest, we know that life insurance policies aren’t always the most interesting topic to research. While there’s plenty of reading material out there, we thought it might be a bit more fun sometimes to watch some movies where life insurance plays a small, but sometimes integral role. While life insurance is not always portrayed in the best light or accurately at all in the media, there is always something to learn 😊. Don’t know what life insurance is? Find out more with What Is Life Insurance and How Does It Work?.
The Postman Always Rings Twice (1946)
A drifter named Frank starts working at a small restaurant in the country and not too long after starts having an affair with the owner’s wife Cora. Cora isn’t overly keen on her husband Nick, and hatches a plan with Frank to murder her husband so they be together and start fresh. The main motivation for murdering her husband is his life insurance policy — she’s expecting a big payout. Their first attempt leaves Nick injured, and he takes out more life insurance. When the two finally succeed in killing Nick off, a district attorney suspects foul play.
Life insurance is meant to take care of your family and loved ones in case of your death, not be the reason they want to off you in the first place 😂. Here are 7 reasons to explore getting life insurance.
Strange Bargain (1949)
Malcom’s company has gone bankrupt and he wants to commit suicide. He offers one of his soon to be out of work employees $10,000 to make the suicide look like a murder. Why? He wants his wife and son to be able to collect his life insurance death benefit, which they wouldn’t be able to do if his death was determined to be a suicide. Initially, the employees says no, but when he stumbles on the already dead body, he does his best to make it seem like murder.
Wondering if life insurance covers suicide? It depends on your policy. Mental health is no joke, which is why Bequest’s life insurance policies have no mental health discrimination. 🙌
A Life at Stake (1954)
Edward, a struggling young architect, is invited by Doris to come in as her husband’s partner in a lucrative real estate deal. Doris and Edward begin having an affair before he accepts the offer and signs the contract. However, an accidental discovery has him convinced that their interest lies less in the profitability of the real estate deal, and more in the $175,000 key man insurance that was taken out on him. He also discovers that Doris was previously married to a man who died when his car went over a bridge, and soon realises that his life may be at stake.
Remember to always read the fine print before signing! Our policy wording is straightforward -- we’re not trying to hide anything.
The Wrong Man (1956)
Manny has a job as a string bassist in a jazz combo, which pays just enough to make ends meet. His wife Rose has racked up a few dental bills, so Manny decides to see if he can borrow off her life insurance policy in order to pay the bills. When he enters the insurance office, he’s identified by the clerk as the man that held up the office a few months earlier. Manny cooperates with the police since he knows he’s innocent, but things quickly get out of hand. He’s not only suspected in the insurance office hold-ups, but several others in the same neighbourhood. The more he cooperates, the more guilty he appears.
Groundhog Day (1993)
Phil Connors, a grouchy Pittsburgh weatherman, is sent to cover a yearly groundhog tradition in the small town of Punxsutawney, where he finds himself doomed to repeat the same day over and over and over again. One character he continues to run into during this continuous loop is insurance agent, Ned Ryerson. His most famous quote:
“Do you have life insurance? Cuz if you do, you could always use a little more. Am I right or am I right or am I right, right, right, right?”
With no way of knowing if he’ll ever get out of the permanent loop he seems to be on, Phil starts to make changes knowing he can at least control what he does. In the end, he realises that Ned is right — life insurance is an important thing to have and purchases life insurance from him.
Some life insurance companies and agents just want to help. At Bequest, we won’t ask you over and over again if you’ve got life insurance. Just know that we’re here when you’re ready!
The Big White (2005)
Paul, a near-bankrupt travel agent living in Alaska with his mentally ill wife. He discovers a dead body and tries to pass it off as his missing brother Raymond, whose life is insured for up to $1,000,000. Almost everyone believes him, except for Ted, a workaholic insurance investigator, whose goal is to expose Paul so he can get promoted out of Alaska. Enter two rookie hit men, who discover that Paul stole “their” body, so they kidnap his wife and want the body back as ransom. Then, Raymond shows up alive and wants in on the action.
A Little Trip to Heaven (2005)
After a suspicious and fatal car accident, a life insurance company sends investigator Abe Holt to examine the scene of the wreck, where it seems something is amiss. The sole beneficiary of the $1,000,000 death benefit is the sister of the victim, Isold, who lives with her shifty husband and son in a cabin in the middle of nowhere. During the investigation, Abe discovers the truth about the fraud, but feels sorry for Isold and her son and tries to help them with tragic consequences.
Moral of the story: insurance agents aren’t bad people. If you’re hesitant about life insurance because you are weary of them or if it will actually pay out - did you know that on average, 98% of all claims are paid out.
If you have questions about life insurance policies, or how it works, head on over to our Life Insurance FAQs. Still have questions? Reach out to us 📧 firstname.lastname@example.org or via the support chat.